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FAQS
Your Questions Answered
SHOULD I GET A FIXED RATE OR ADJUSTABLE RATE LOAN?
fixed-rate loans offer a stable interest rate and consistent monthly payments over the life of the loan, which may be a good option if you prefer predictable payments and want to protect against potential interest rate increases. On the other hand, if you anticipate paying off the loan early, a variable-rate loan may be a better choice since it could save you money on interest charges. It's always a good idea to do your research, compare different loan options, and consult with a financial advisor or lender to determine the best loan option for your specific situation.
HOW DO YOU SIMLIFY THE PROCESS?
To simplify the lending process, we follow a transparent 5-step process from the initial phone call, where we gather all necessary information upfront and clearly communicate the lender's requirements. We act on your behalf to obtain lender approval, provide frequent updates on the application's progress, and manage the process from start to finish, including completing loan contracts and settlement. Our goal is to make the lending process as stress-free as possible for you
WHEN SHOULD I REFINANCE?
It's important to ensure that your current mortgage is not costing you more than necessary, especially while interest rates remain low. Refinancing could be a worthwhile option if you want to reduce your rate, consolidate personal loans and credit card debt, or access a home loan product with more features. At Dasht, our brokers can evaluate your situation and advise you on whether sticking with your current product or switching to a different one would be more beneficial, considering various fees involved. We recommend checking your mortgage every two years and keeping track of the current market interest rates to avoid overpaying. Our focus is on achieving long-term sustainability for your finances, rather than quick fixes. Rest assured that we will work closely with you throughout the process to ensure the best outcome for your needs thoughtful with your answer, write clearly, and consider adding examples. This can help your visitors get the help they need quickly and easily.